Acte authentique
Contract which must be drafted by a notary and published in the office of mortgages, making it effective against third parties. Selling real estate should always be an authentic.
Acte sous seing privé
Simple act passed under signature of the parties. In terms of sales, it may be a preliminary to the conclusion of a case (before the contract) which is then transformed by a final contract. The act is a private course in terms of location and can be registered for a date.
Ayant droit
Person with a right because of his legal, tax, financial, family ...) or his family relationship with the direct beneficiary of this right. For example, children are the dependents of their parents if they died.
Bail
Document defining the contractual relationship between landlord and tenant. Some are subject to special regulation, others are of the free will of the parties under the provisions of the Civil Code.
Bailleur
Ownership gives rent his property
Bail d'habitation
The lease on a residential space or mixed use (office and home). Most residential leases for a principal residence meets the standards of comfort and livability, are governed by Acts of 23 December 1986 and 6 July 1989. They urge the donor at least three years. The tenant may terminate it at any time with notice of 3 months unless otherwise.
Charges de copropriété
Represent expenditures for maintenance and repairs of common parts and services of a building. Are classified as rent, recoverable say that the owner can be reimbursed by the tenant, and non-recoverable.
Charges récupérables
That all costs incurred by the lessor that may be reimbursed by the tenant. The charges are separate recoverable rent principal. With regard to residential leases, expenses recoverable are listed by the Decree of 26 August 1987. They relate expenditure on the maintenance of the property, equipment specified in the contract, as well as minor repairs and some taxes.
Copropriétaire
Owner of a property in a building whose status reflected that of the condominium.
Copropriété
Legal status of a building that belongs to the people several times and each of them separately. The building is divided into common and private portions. Co-ownership regulations establishes the rules of living together. Legal regime regulated by the law of 10 July 1965.
Déficit Foncier
The deficit represents a land of surplus land costs deductible from gross income in relation to land revenue raw land.
Défiscalisation
The exemption means tax reduction and exemption of different systems currently in existence are all designed to lighten the tax burden.
Démembrement
The break is the act of transferring some to someone of the right of ownership over something.
Droit de propriété
Real right conferring all the powers that can have on a property: usus, fructus and abusus (user, abuse and remove the fruit). It may break into two categories: the usufruct and bare ownership.
Garantie biennale
Underwritten by the manufacturer of a building or a house, it assures the buyer against any defects in construction for two years.
Garantie d'achèvement
Underwritten by the manufacturer to an organization, it ensures the buyer the completion of construction or the repayment of amounts advanced.
Garantie de livraison
It is underwritten by the manufacturer as part of a sale in the future state of completion (VEFA) ensuring that the buyer will be delivered to date and agreed price.
Garantie décennale
It is underwritten by the manufacturer of a building or a home warranty and the buyer against any defects in construction for ten years.
Impôts locaux
These vary from one municipality to another and may change over time. They depend on several factors:
- property tax applicable to the dwelling itself and the facilities
- the housing tax payable by any person occupying the dwelling as at 1 January of the year
- the fee for garbage collection and some common tax scan
- the regional tax set annually by the Conseil Régional
- the special tax levied equipment in certain regions: Île-de-France, Basse-Seine, Lorrain
Indivision
The possession is the term used when more people will inherit the same property and that sharing is not done. The owners, known as "undivided", therefore all interest to be protected by their insurance. The insurer may cover the property in possession in its entirety by a generally agreed jointly by all the undivided.
Intérêts d'emprunts
Interest is the money that the borrower must repay the lender, in excess of loan: interest correspond to income earned from the investment of a sum.
Investissement locatif
rental investment is to buy a property in order to rent and collect and additional income. Generally, the investor buys the property on credit and will use the rental income each month to repay part of the monthly loan. With the rental investment, when the loan matures, the investor becomes the owner of a well funded in part by the tenant.
Location
Premises, land, housing ... made available to an occupant against the payment of rent. The owner or lessor and lessee of the property are bound by a lease or rental contract, which is not necessarily in writing. However, the establishment of a written lease between the landlord and the tenant is highly recommended. In France, the most common for rental housing is unfurnished apartment, ie without the provision of rental furniture.
Loi Carrez
Legislation requiring them to inform the future buyer of a property on the surface area and the health status of the product. Since 18 June 1997, this law requires that the seller would have announced a larger than reality to repay a pro rata amount of square feet reported too.
Loyer
Amount paid by the tenant against the owner of the enjoyment of a property given for rent.
Mandat
Act by which a (term) gives to another (agent) the power to perform on his behalf and on behalf of one or more legal acts, such as sale, purchase, lease ... It is the obligation for real estate agents and property managers have a mandate to propose a property for sale or lease or to manage.
Notaire
Officer, office holder and as such enjoy a monopoly for the establishment of certain acts and their civilian credentials (sale of property, marriage contracts, wills ,...). The notary also has an advisory role.
Prix de revient
The term cost: the purchase price of housing plus notary fees, transfer duties and / or VAT are therefore excluded from the calculation of the costs of bank guarantee.
Promesse de vente
Preliminary contract by which a seller agrees to sell a property to a person. Unilateral, does not promise that the buyer but the seller only for a limited period which should be clearly specified in the contract. Not to be confused with the compromise sale.
Promoteur
Professional who takes the initiative of a construction program beginning with the purchase of the land, obtaining building permits, the signing of contracts of works, and leads to the end, ie ie the completion of the building and selling one or more buyers.
Propriété immobilière
It is the possession of a building, namely: land, building, room, lot of condominiums, from real estate company. In France, the owner enjoys the ownership of any property including land, subsoil and airspace required for the construction of the building in terms of the zoning regulations of each building area. Rivers and the sea can not be private property. The banks and beaches are the property of local.
Société de gestion
It administers the SCPI. She decides the investment policy, which provides rental management, financial and accounting, which breaks the distribution of rental income, which informs members. Management companies of real estate investment trusts must be approved by the COB (Commission des Operations de Bourse).
Surface habitable
Defined by the Building Code, the surface area is the floor area, excluding the thickness of walls, partitions, ducts, doors and splayed windows, surfaces of the stairs and stairwells. See also Loi Carrez.
Valeur locative
Amount of rent that the market would provide a definite.
Vente en l'état futur d'achèvement (VEFA)
Sales Plan, which occurs before the completion of the program. The buyer becomes the owner of the land acquired and housing as its construction. The contract of sale (usually preceded by a reservation contract) is concluded before a notary and accurate description of the building, the price and terms of payment of the property, the delivery time.
Zonage
Delineation of one or more geographical areas
